Buy to Let Underwriter
Kent
£35-42k
Hybrid after probation

We are looking for a BTL Underwriter, for a well established Kent based lender, who can underwrite mortgage applications accurately, consistently, and in line with lending criteria.

Responsibilities:
Underwrite mortgage applications to a high standard
Interpret Credit data, financial statements, and supporting documents
Assess income and complete case types, including Standard properties, Multi-unit (MUP) properties, HMO’s, Expats, foreign nationals, Trading Limited companies, SPVs and Holiday lets
Provide clear, well reasoned decisions, including referrals to senior mandate holders or Credit Committee
Manage and prioritise a personal pipeline, meeting service levels and supporting colleagues when needed
Communicate professionally with brokers, valuers, and external stakeholders, providing accurate updates and guidance.

Essential skills and experience
Strong Understanding of the Mortgage process and the wider Mortgage market.
Preferably 2 years’ underwriting experience, ideally within Buy-to-Let Residential
Proven ability to assess complex cases with high attention to detail and sound judgement
Excellent written and verbal communication skills.
Strong analytical, planning and problem-solving skills

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